Appraisal services for Mountain Home and Baxter County homeowners
See the top 7 reasons why Arkansas homeowners call on Terry Appraisals LLC.:
At Terry Appraisals LLC., we understand the individual needs of a customer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Terry Appraisals LLC., will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.
Challenge Tax AssessmentYour local tax assessor may have your house overvalued if you live in a region that is going down. That means you're probably paying more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Terry Appraisals LLC. is your #1 weapon when challenging your property tax assessment.
PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. Terry Appraisals LLC. is qualified in helping homeowners just like you remove unneeded and unwanted PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow standpoint. An appraisal from Terry Appraisals LLC. can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for preciseness, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Terry Appraisals LLC. can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.